Before a car accident ever happens, it’s essential to understand that the insurance company is often ready for a battle. Dealing with insurance companies after a car accident can be a challenging and confusing process, leaving many individuals feeling like they’re being taken advantage of. We’re here to guide you through this complex journey at Angell Law Firm.
Understanding the Insurance Company’s Goals
Insurance companies are, first and foremost, in the business of saving money. Their primary objective is to minimize the amount they pay out in accident claims. To achieve this, they employ teams of highly skilled lawyers whose sole job is to find ways to reduce or deny accident claims. It’s all about their bottom line.
Be Cautious of Early Settlement Offers
If you’ve been involved in a car accident caused by another driver’s negligence, you may receive a settlement offer from the other driver’s insurance company. While the insurance agent may sound friendly and claim the offer is generous, it’s essential to approach this with caution. Insurance companies often aim to settle quickly and for less than you genuinely deserve. In such cases, contacting an experienced car accident lawyer is wise. They can help protect your interests and ensure you receive fair compensation.
Dealing with Your Own Insurance Company
Even when dealing with your own insurance company, you may encounter resistance when filing a claim despite years of paying premiums. It’s a frustrating situation, but it’s not uncommon. In these instances, having an attorney by your side can make a significant difference.
Why You Need a Car Accident Lawyer
Hiring a car accident attorney after a traffic accident is often a wise decision. Your lawyer can handle the insurance company on your behalf, saving you time and reducing the stress of dealing with them directly. Armed with evidence such as police reports, traffic tickets demonstrating liability, accident scene evidence, and medical bills, your lawyer will fight tirelessly to ensure you receive the maximum payout on your claim.
Additional Steps to Take After an Accident
To strengthen your position in an insurance claim, take specific steps immediately after an accident. These include checking for injuries, calling the police to report the accident, exchanging information with the other driver, and capturing photos of the accident scene. Your attorney can guide you through these actions in detail.
Understanding Insurance Coverage
It’s crucial to comprehend the various types of insurance coverage that may apply to your situation. This can include liability insurance, uninsured/underinsured motorist coverage, and personal injury protection (PIP). Knowing what your insurance policy covers will help you make informed decisions about your claim.
Recognizing Common Insurance Company Tactics
Awareness of common tactics insurance companies use, such as delaying claims, requesting recorded statements, or offering inadequate settlements, can prepare you for potential challenges and protect your rights.
The Claim Process
Understanding the insurance claim process, from reporting the accident to receiving a settlement, will give you a clear roadmap of what to expect.
Frequently Asked Questions
What should I be aware of when dealing with insurance companies after a car accident?
Insurance companies aim to minimize payouts on accident claims, often employing skilled lawyers for this purpose. It’s important to understand their goals and be cautious of early settlement offers, which might be less than what you deserve.
Why is it important to have a car accident lawyer?
A car accident lawyer can handle negotiations with the insurance company, saving you time and stress. They bring expertise in gathering necessary evidence like police reports and medical bills to ensure you get the maximum compensation.
What steps should I take immediately after a car accident to strengthen my insurance claim?
After an accident, check for injuries, call the police, exchange information with the other driver, and take photos of the scene. These steps can significantly support your insurance claim.
How can I understand and counteract common tactics used by insurance companies?
Be aware of tactics like delaying claims, requesting recorded statements, or offering low settlements. Knowing these tactics and understanding your insurance coverage can help protect your rights during the claim process.
Conclusion
Dealing with an insurance company after a car accident can be a daunting experience, but you don’t have to face it alone. At Angell Law Firm, our dedicated team of car accident lawyers in Atlanta is here to help you navigate the complexities of insurance claims. Our goal is to ensure you receive the compensation you rightfully deserve. Don’t be discouraged by the insurance company’s tactics; contact us today at (404) 924-7950 or online. We’re here to fight for your rights and provide you with the legal support you need during this challenging time.
Bryce is considered a highly esteemed trial lawyer and a passionate client advocate amongst his peers in the Atlanta legal community. Never afraid to go the extra mile for his clients, Bryce Angell works tirelessly to ensure that each client’s personal injury case gets the attention that it deserves.